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HUD To Assist In Hawaii In Wake Of Fires

HUD is coming forward to help the residents of Hawaii in the wake of fires and disasters and help the people facing housing discrimination.

August 30, 2023

The Department of Housing and Urban Development (HUD) announced the implementation of federal disaster relief for the residents of Hawaii to assist state and local recovery efforts in areas affected by wildfires on August 8, 2023.

HUD is implementing a 90-day foreclosure moratorium for FHA-insured mortgages and Section 184 guaranteed mortgages for Native American borrowers. Additionally, a 90-day extension is granted for Home Equity Conversion Mortgages. These measures are in response to the President’s disaster declaration and aim to provide relief for homeowners.

The homeowners who are affected by the disaster should reach out to their mortgage or loan servicer to get the desired assistance. HUD is also providing mortgage insurance available when the homes are destroyed or damaged to an extent requiring complete replacement or reconstruction.

The mortgage insurance is available for both mortgage and home rehabilitation allowing individuals to finance the purchase of a house along with initiating the repairs. HUD will also be sharing information on housing providers and HUD programs regarding the available units in impacted counties. The FEMA and state will also be connected by the department to subject matter experts so that they can provide information on HUD programs and providers.

The recipients of various programs such as the Community Development Block Grant Program, CoC program, HOME program, and Housing Trust Fund (HTF) apply for the flexibility required for natural disasters. Likewise, public housing agencies can also apply for waivers and flexibility for disaster relief and recovery. The only condition is that the PHA must be located in an active presidentially declared major disaster declaration area to be eligible to receive a disaster waiver.
There are counselors in HUD-approved housing counseling agencies to assist those impacted by natural disasters to determine the assistance and available resources. HUD will also be assisting people facing housing discrimination.

Housing discrimination mostly occurs when people attempt to find and access after the disaster took place. HUD has established an office known as HUD’s Office of Fair Housing and Equal Opportunity to assist people who have experienced discrimination or are on the verge of facing discrimination. You can file a complaint with a state or local housing agency if you feel that you have faced housing discrimination.

HUD has unveiled changes to its disaster recovery approach, aiming to enhance support for communities affected by weather-related disasters. This involves improving coordination, reducing bureaucracy, and expediting recovery funding by fostering collaborative and transparent disaster recovery planning with communities at an earlier stage in the process.

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The content provided in this article draws inspiration and includes quotes from various reputable sources, including news articles, government data, and interviews. Affordable Housing 411 strives to ensure accuracy and credibility, but the information presented may be based on some external sources. We encourage readers to refer to the referenced materials for more in-depth insights and verification.

Department of Housing and Urban Development. “HUD Announces Assistance for Hawaii in Wake of Fires”. Department of Housing and Urban Development, August 11, 2023,
HUD Announces Assistance for Hawaii in Wake of Fires | HUD.gov / U.S. Department of Housing and Urban Development (HUD)

Last Updated: September 20, 2021