Foreclosure

Avoid Foreclosure
- Communicate with your Lender
- Work with the Making Home Affordable Program
Foreclosure Scams
Mortgage Refinancing
- Mortgage Refinancing

Foreclosure Scams

Some scammers may claim they will assist you in making your mortgage payments but in reality, they are just interested in your money. Figure out how to detect, report, and protect yourself against these foreclosure scams.

Foreclosure Schemes

There are several ways in which scam operators find potential victims:

By advertising on radio, online, or in local publications.
By reaching out to people whose homes appear in foreclosure notices in a newspaper.
By targeting specific religious or ethnic groups.

The scammers might use some tricks

Offer to act as a go-between your lender or negotiate with your lender to refinance the loan.
Suggesting you stop the foreclosure by helping you file for bankruptcy.
Asking you to sign fake foreclosure or mortgage documents.
Claiming to perform a fake forensic mortgage loan audit to hold onto your home.
Offering you fake legal help.
Making false promises to keep or sell your home for fees.