Kentucky
State in United States
Kentucky has a land area of 39,480.9 square miles and a water area of 915.8 square miles. It is the 36th largest state by area. Kentucky is bordered by Missouri, Indiana, Virginia, Tennessee, Ohio, Illinois, and West Virginia.
Population and People
Total Population
4,509,394Data from Census BureauAverage Age
39.1 YearData from Census BureauSenior Population (65 years and older)
768,416Data from Census BureauVeterans
6.8%Data from Census Bureau
Income and Poverty
Median Household Income
$78,539Data from Census BureauPoverty
26.4%Data from Census Bureau
Employment and Labor Force
Total Eligible Employment Population
3,594,175Data from Census BureauUnemployed
3.2%Data from Census Bureau
Housing
Housing Units
1,785,682Data from Census BureauMedian Gross Rent (in dollars)
$830Data from Census BureauGross Rent vs Percentage of Household Income: Less Than 30% Household Income
59.4%Data from Census BureauGross Rent vs Percentage of Household Income: 30% or More of Household Income
40.6%Data from Census BureauMedian Home Price (in dollars)
$173,300Data from Census BureauRenter Rate
559,686Data from Census BureauHomeownership Rate
1,225,996Data from Census Bureau
Health
Disabled
17.7%Data from Census Bureau
The Department of Housing and Urban Development is on its mission to provide decent and affordable housing to Americans with low-income. Within the United States there are 10 different geographical regions that HUD has been divided into. Depending on where your state is located you would be zoned to one of these Regional Offices. To find your Regional office: Affordable Housing411 Regional Office Page.
Within these Regional Offices zones there are 54 different Field Offices. Again, depending on your location you will be zoned to a particular Field Office. To Find Your Field Office visit: Affordable Housing411 Field Offices Page.
Lastly locally there are almost 4,000 Local Housing Authorities Offices. To find your local office visit: Affordable Housing411 Public Housing Authority Page
Each State or area can have different income limits and eligibility requirements. We recommend you contact your local housing authority for specific income guidelines.
The State of Kentucky is located in Atlanta Regional Office. Within Kentucky there are . Throughout Kentucky there are 120 Public Housing Authority Offices.
We at Affordable Housing 411, have gathered all the contact information for all of HUD’s Offices. We want to be an advocate for those in need of affordable housing.
CONTACT HUD: KENTUCKY
For questions about HUD or its programs, please see our local staff directory or the contact information below.
For questions about FHA loans or programs, contact our FHA Resource Center:
- Find the answer online
- Email us
- Call toll-free (800) CALL-FHA (800-225-5342)
- TTY:(800) 877-8339
For questions about HUD rental programs, including Housing Choice (Section 8) Vouchers, contact our local Public and Indian Housing (PIH) Resource Center:
FIELD OFFICES HUD: KENTUCKY
REGIONAL OFFICE HUD: KENTUCKY
TANF OFFICE HUD: KENTUCKY
LIHEAP OFFICE HUD: KENTUCKY
LIHWAP OFFICE HUD: KENTUCKY
RENTAL HELP: KENTUCKY
Subsidized Apartments
HUD helps apartment owners offer reduced rents to low-income tenants. To apply, contact or visit the management office of each apartment building that interests you.
Public Housing and Housing Choice Vouchers (Section 8)
To apply for either type of help, visit your local Public Housing Agency (PHA).
Some PHAs have long waiting lists, so you may want to apply at more than one PHA. Your PHA can also give you a list of locations at which your voucher can be used.
Need advice?
HOMEOWNERSHIP: KENTUCKY
Owning a home is a big part of the American Dream. Here are some resources that can help you buy, maintain and keep your home.
Getting Started
- Housing counseling agencies – free or low-cost counseling services for buying, renting, defaults, foreclosures, credit issues and reverse mortgages
- Predatory lending – beware – whether you’re buying or refinancing your home, don’t become a victim of unfair lending practices
Buying a Home
- Assistance programs – resources and programs to help you buy and maintain your home
- HUD homes for sale
- Homeownership vouchers – some public housing agencies help you become a homeowner through the Housing Choice Voucher Homeownership Program
Owning and Maintaining Your Home
- Home repairs  – money for home improvements and repairs
- Avoid foreclosure – don’t lose your home
Population by Age Range in Kentucky
Age and Sex
39.1 +/- 0.2
Median Age in Kentucky
Age and Sex
39.1 +/- 0.2
Median Age in Kentucky
38.8 +/- 0.1
Median Age in United States
Population by Age Range in Kentucky
Chart Survey/Program: 2022 ACS 5-Year Estimates Data Profiles
Older Population by Age Range in Kentucky
Older Population
17.00 +/- 0.1
65 Years and Older in Kentucky
Older Population
17.00 +/- 0.1
65 Years and Older in Kentucky
16.8 +/- 0.1
65 Years and Older in United States
Older Population by Age in Kentucky
Chart Survey/Program: 2022 ACS 5-Year Estimates Data Profiles
Veterans in Kentucky
Veterans
6.80 +/- 0.2
Veterans in Kentucky
Veterans
6.80 +/- 0.2
Veterans in Kentucky
6.4 +/- 0.1
Veterans in United States
Veterans in Kentucky
Chart Survey/Program: 2022 ACS 5-Year Estimates Data Profiles
Median Household Income in Kentucky
Median Household Income
$55,573 +/- $701
Median Household Income in Kentucky
Median Household Income
$55,573 +/- $701
Median Household Income in Kentucky
$69,717 +/- $134
Median Household Income in United States
Median Household Income in Kentucky
Chart Survey/Program: 2022 ACS 5-Year Estimates Data Profiles
Poverty in Kentucky
Poverty
16.50 +/- 0.5
Poverty in Kentucky
Poverty
16.50 +/- 0.5
Poverty in Kentucky
12.8 +/- 0.1
Poverty in United States
Poverty in Kentucky
Chart Survey/Program: 2022 ACS 5-Year Estimates Data Profiles
Educational Attainment in Kentucky
Educational Attainment
27.00 +/- 0.5
Educational Attainment in Kentucky
Educational Attainment
27.00 +/- 0.5
Bachelor's Degree or Higher in Kentucky
35.0 +/- 0.1
Bachelor's Degree or Higher in United States
Educational Attainment in Kentucky
Chart Survey/Program: 2022 ACS 5-Year Estimates Data Profiles
Employment and Labor Force Status in Kentucky
Employment rate
55.10% +/- 0.4%
Employment rate in Kentucky
Employment rate
55.10% +/- 0.4%
Employment rate in Kentucky
58.6% +/- 0.1%
Employment rate in United States
HUD MAILING LISTS: KENTUCKY
Kentucky News This list is open to any individual or organization interested in the latest news, announcements, program updates, training opportunities and other helpful HUD resources in Kentucky.
HUD Multifamily Housing Updates for the Southeast Region To self-register to receive updates and announcements for the Multifamily Housing Southeast region, enter your e-mail address, select the Southeast Region subscription topic, then select the specific state(s) you would like to subscribe to.
The purpose of the distribution list is to provide an efficient way for property owners, management companies, sponsors, developers, and other interested parties to stay informed.
Region IV Environmental Team Mailing List This list is intended to inform persons with environmental review responsibilities of training announcements, regulatory updates and policy announcements regarding completion of environmental reviews pursuant to NEPA as implemented by HUD regulations. Mailings that do not address national matters, will focus primarily on items specific to HUD Region IV.
Affordable Housing Types
Learn moreGovernment Assistance Programs
Learn moreGovernment Assistance Offices
Learn moreFor more information, search U.S. CENSUS BUREAU
Last Updated: September 18, 2023