HUD Headquarters

Government Assistance Programs

United States Department of Housing and Urban Development (HUD)
United States Department of Veterans Affairs (VA)
United States Department of Agriculture (USDA)

Summary:

The Department of Housing and Urban Development is on the mission to provide affordable and safe housing units to individuals and families who have low incomes, seniors, or are disabled. They are constantly working toward improving the availability to provide affordable housing and the improvement of living standards of those in need. There are a multitude of programs to assist those in need. 

Purpose:

The major purpose of the program is to meet the housing needs of the homeless, seniors, disabled, and people with low incomes. Providing quality affordable rental homes and improving the quality of life of people is also the major objection of HUD.

The programs of HUD are designed to accommodate the  housing needs of the homeless, seniors, low income individuals and families and people with disabilities. The diverse programs of HUD provide housing assistance to both the individual and the families provided eligibility criteria is met.

HUD provides grants to the agencies in charge of providing housing assistance and ensures that the housing units meet the safety and other guidelines stated by law.

Type of Assistance:

The major type of assistance provided by the HUD is the grants it provides to the housing agencies so that they can pay the landlords on behalf of the individual or families and lessen their burden. Besides this, HUD also investigates whether the rent being charged by the landlord is justifiable or not.

To whom does HUD assist?

Usually, the HUD programs are for those whose income is less than the median income fixed by the HUD. Besides this, those who are seniors and are suffering from mental and physical disabilities are also eligible for housing assistance from HUD.

What is the eligibility criteria to get housing assistance from HUD?

The housing assistance from HUD is only made available to those who are eligible for it. The eligibility criteria for eligibility for housing assistance from HUD is:

  • Your income is less than the median income determined by the HUD and its agencies. 
  • US citizenship or immigration status 
  • Elderly or suffering from a disability 
Multifamily Housing

Multifamily Housing

HUD’s Multifamily Housing Program is a government program that provides affordable and safe housing options for low-income families, elderly individuals, and persons with disabilities.  The program offers a variety of housing options, such as apartments, townhomes, and duplexes, and provides rental assistance to eligible individuals and families.  Additionally, HUD’s Multifamily Housing Program offers a range of supportive services, including: healthcare, counseling, and job training.  These programs help residents to achieve self-sufficiency and improve their quality of life.  The program is designed to promote community development and improve access to affordable housing, particularly in urban areas where housing costs can be prohibitively high for low-income families.

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Public Housing Buildings

Public Housing Buildings

HUD’s Public Housing Building’s program is another government initiative that provides safe and affordable housing for low-income families, elderly individuals, and persons with disabilities.  The program owns and manages public housing buildings, which are typically apartment complexes or townhomes, and provides rental assistance to eligible residents.  The program’s goal is to ensure that every American has access to decent and affordable housing, regardless of their income level.  The program plays a critical role in promoting community development and reducing homelessness by providing a stable and secure housing option for those in need.

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Public Housing Developments

Public Housing Developments

HUD’s Public Housing Developments Program is a federal initiative that assists in providing affordable and safe housing for low-income families, elderly individuals, and persons with disabilities.  The program owns and manages public housing developments, which are typically larger-scale housing complexes that provide a range of services and amenities to residents.  The program provides rental assistance to those who meet eligibility criteria.  Typically the housing complexes consist of multiple buildings containing apartments, townhomes, or single-family homes.  Public housing developments are owned and managed by local Public Housing Authorities and are subsidized by HUD through rental assistance to eligible residents.

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Housing Choice Voucher Program (Section 8)

Housing Choice Voucher Program (Section 8)

HUD’s Housing Choice Voucher Program, also known as Section 8, is a government program that provides rental assistance to low-income families, elderly individuals, and persons with disabilities.  The program helps eligible households afford safe and decent housing by providing vouchers that cover a portion of their rent.  The vouchers are portable, which means that families can use them to rent homes in any neighborhood or city where a landlord is willing to accept them.  The program aims to help families achieve economic stability and self-sufficiency by providing access to affordable housing, as well as a range of supportive services.  After an eligible applicant applies, there is a waitlist that can be several months or even years depending on the location and demand for affordable housing.  Housing Choice Voucher Program is a critical tool in the government’s efforts to reduce homelessness, promote economic opportunity, and ensure that every American has access to safe and affordable housing.

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Low Income Housing Tax Credit

Low Income Housing Tax Credit

HUD’s Low-Income Housing Tax Credit Program, also known as LIHTC, is a government initiative that incentivizes the private sector to develop and preserve affordable housing for low-income families and individuals.  The program provides tax credits to developers who build or renovate affordable housing units, which they can sell to investors who can use the tax credits to offset their tax liability.  The program has been successful in creating and preserving affordable housing options in both urban and rural areas, providing access to safe and decent housing for low-income families and individuals.  Additionally, the program has helped to revitalize distressed communities and promote economic development by creating jobs and generating new economic activity.  The Low-Income Housing Tax Credit Program is a crucial tool in the government’s efforts to expand access to affordable housing and reduce homelessness across the country.

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Project-Based Assistance

Project-Based Assistance

The Project-Based Assistance program is one of the many initiatives under the U.S. Department of Housing and Urban Development (HUD) that assist in providing affordable housing options to low-income families.  This program targets individuals and families who are struggling to afford rental housing in the private market.  Under the Project-Based Assistance Program, HUD enters into contracts with private landlords to subsidize the rents of eligible households.  This program provides a stable rental subsidy for a specific housing unit, ensuring that the tenant’s rent payment does not exceed 30% of their income.  In return, the landlords agree to maintain the rental unit in good condition and to follow all of HUD’s rules and regulations.

HUD’s Project-Based Assistance program has several benefits for low-income families.  One of the main advantages is that it provides long-term affordable housing.  With the support of this program, tenants can live in their homes for as long as they meet the program’s eligibility criteria, providing them with home stability.  Additionally, the program ensures that housing units meet HUD’s quality standards, as landlords are required to maintain the units in good condition.  Furthermore, the program helps reduce homelessness by providing safe and stable housing to those who may otherwise be at risk of homelessness.

To be eligible for the Project-Based Assistance program, individuals and families must meet certain income requirements and other eligibility criteria.  The program is designed to target low-income households, and the subsidy provided by HUD is calculated based on the household’s income.  Families with members who have disabilities and seniors are given priority under this program.  Applicants must also meet the program’s screening and eligibility requirements, which include background checks, credit checks, and landlord references.  Once accepted into the program, tenants sign a lease agreement with the private landlord and HUD provides the rental assistance to the landlord on their behalf. 

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Project Based Rental Assistance

Project Based Rental Assistance

Project-Based Rental Assistance (PBRA) is a program where HUD provides rental subsidies to low-income families and individuals who live in specific affordable housing units.  The program goal is to increase the supply of affordable rental housing by subsidizing the rent in privately-owned developments that reserve units for eligible households.  Property owners who participate in the program receive rental subsidies from HUD, which they use to offset the cost of renting units to low-income families and individuals.  Unlike the Housing Choice Voucher program, which provides portable rental subsidies, the PBRA program is attached to specific units, which means that eligible families must move into those units to receive rental assistance.  The program Assists in the reduction of homelessness improves access to affordable housing and promotes economic opportunity for low-income families and individuals.  The rental subsidy makes the rent of the unit affordable by offsetting the market rate of the rent.

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Project-Based Vouchers

Project-Based Vouchers

HUD’s Project-Based Vouchers (PBV) program is a government initiative that provides rental assistance to eligible low-income families and individuals who live in specific affordable housing units.  The program subsidizes rents in privately-owned developments that reserve units for eligible households.  The rental assistance is attached to the unit, not the tenant.  Property owners who participate in the program receive rental subsidies from HUD, which is then used to offset the cost of renting units to low-income families and individuals.  The program increases the supply of affordable housing by encouraging private property owners and developers to reserve units for low-income households.  Unlike the Housing Choice Voucher program, where families can take their vouchers and rent any unit that meets the program’s criteria, the Project-Based Voucher program is attached to specific units.  This means that the eligible families must move into those units to receive rental assistance.  The program is a vital component of the government’s strategy to decrease homelessness, increase access to affordable housing, and stimulate financial possibilities for those in need.

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Rental Assistance Demonstration

Rental Assistance Demonstration

HUD’s Rental Assistance Demonstration (RAD) is a government project that allows public housing agencies to convert their public housing units to project-based Section 8 rental assistance contracts.  The program’s intention is to address the critical need for affordable housing by attracting private investment to the affordable housing sector.  The RAD program provides a platform for public housing agencies to tap into private financing sources to renovate and rehabilitate their aging public housing stock.  Property owners who participate in the program receive rental subsidies from HUD, which they use to offset the cost of renting units to low-income families and individuals.  The program enables public housing agencies to leverage private investment to finance critical improvements and upgrades to their housing units, thereby extending the life of their public housing stock.

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Section 202

Section 202

HUD’s Section 202 is a government program with the objective to provide affordable housing to low-income seniors aged 62 years or older.  The program offers capital advances and project rental assistance to private nonprofit organizations, which use the funds to develop and maintain rental housing for elderly households.  The program’s mission is to increase the supply of affordable housing for seniors and provide them with a stable and secure living environment.  Property owners who participate in the program receive rental subsidies from HUD, which they use to offset the cost of renting units to eligible senior residents.  The program enables seniors to maintain their independence, live with dignity, and access essential support services, such as healthcare and social services.

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Special Needs Section 811

Special Needs Section 811

HUD’s Section 811 is a government project that provides affordable housing to people with disabilities who have extremely low income.  The program offers capital advances and project rental assistance to nonprofit organizations, which use the funds to develop and maintain rental housing for people with disabilities.  The program’s intention is to increase the supply of affordable housing for people with disabilities and provide them with a stable and secure living environment.  Property owners who participate in the program receive rental subsidies from HUD, which they use to offset the cost of renting units to eligible residents.  The program plays a crucial part in enabling people with disabilities to maintain their independence, live with self-worth, and access essential support services, such as healthcare and social services.

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Supplemental Nutrition Assistance Program

Supplemental Nutrition Assistance Program

The Supplemental Nutrition Assistance Program (SNAP) is a federal program that provides low-income families and individuals with electronic benefits transfer (EBT) cards to purchase food at participating retailers. Eligibility for SNAP is based on factors such as income, assets, household size, and citizenship status. The program also has special rules for the elderly and disabled to ensure they receive the support they need. SNAP benefits cannot be used to purchase certain items, including alcohol, tobacco, non-food items, and hot food from a deli or restaurant. The SNAP Online Purchasing Pilot allows online shopping with approved retailers, and the Disaster Supplemental Nutrition Assistance Program (D-SNAP) provides short-term food assistance benefits to households affected by disasters. Eligible households receive one month of benefits via an EBT card, and ongoing SNAP clients can also receive disaster food assistance.

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Subsidized Housing

Subsidized Housing

The HUD’s subsidized housing program is a government program that provides affordable housing to low-income families, elderly individuals, and those with disabilities.  The program offers rental assistance to eligible residents, which helps them afford decent, safe, and sanitary housing in the private market.  The program supports expanding the supply of affordable housing and provides a stable living environment for low-income households.  Property owners who participate in the program receive rental subsidies from HUD, which they use to offset the cost of renting units to eligible residents.  The program plays a critical role in the government’s efforts to reduce homelessness, improve access to affordable housing, and promotes fiscal opportunity for low-income individuals and families.  It helps families sustain their stability, live with dignity, and access vital support services, such as healthcare and social services.

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Tenant-Based Assistance

Tenant-Based Assistance

The Tenant-Based Assistance program, also known as the Housing Choice Voucher program, is a HUD initiative that provides rental assistance to low-income families, elderly individuals, and people with disabilities.  The program enables families to choose a suitable housing unit in the private rental market, and the rental assistance is paid directly to the landlord on behalf of the tenant.  The program allows families to maintain their independence and freedom of choice in selecting their housing, and it helps them afford decent, safe, and sanitary housing that meets their needs.  The program assists to expand affordable housing options and reduce homelessness by providing low-income families with greater access to stable and secure housing.  The program plays an imperative role in improving the lives of millions of low-income families and individuals by providing them with a pathway to self-sufficiency and economic opportunity.

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USDA Rural Housing

USDA Rural Housing

USDA rural housing program strives to improve the housing situations of the individuals and families who have no home and are living in the worst housing conditions. It attempts to stabilize the housing for those who are in danger of losing their house and improve the ability of low-income people so that they can afford stable housing. 

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Veterans Affairs Supportive Housing

Veterans Affairs Supportive Housing

The Veterans Affairs Supportive Housing Program (VASH) is a mix of housing choice voucher rental assistance and the services offered by the U.S. to the homeless veterans. The program provides vouchers to eligible veterans, which can be used to rent privately owned housing units. In addition to housing assistance, the program offers case management and clinical services to help veterans access healthcare, job training, and other supportive resources. The main objective of the program is to help homeless veterans to achieve stable housing and improve their overall well-being. Through its partnership with the VA, the VASH program addresses the unique needs of veterans, including those who may be struggling with mental health and substance abuse issues. This is an effort to help them successfully transition to independent living.

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HUD Field Offices

HUD Field Offices

The Department of Housing and Urban Development is responsible for addressing the housing needs of people in America. People with low income, seniors, or those who have mental or physical disabilities may be eligible for assistance from HUD when it comes to fulfilling their housing needs. The major purpose of HUD is to help Americans afford suitable living environments for themselves and their families.

HUD Divides the country into 10 different geographical areas associating a particular Regional HUD Office within each of these areas. Each region then has Field offices to assist in covering the service areas it is associated with. There are a total of 54 Field Offices throughout the country. Each Field Office is designated to cover particular geographic areas.

The 10 Counties under South Florida include Charlotte, Broward, Collier, Dade, Hendry, Lee, Monroe, Martin, Palm Beach, and Glades. The field office director is Luis M. Rolle. Its building name is Brickell Plaza Federal Building. Some of its rental programs include Housing choice vouchers and many more. For more information you can reach out to this office via mail, phone or online.

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LIHEAP - Low Income Home Energy Assistance Program

LIHEAP - Low Income Home Energy Assistance Program

Low Income Home Energy Assistance Program (LIHEAP) is a federal program meant to assist the households with less income to pay their home energy bills and other such expenses. In addition to the home energy bills, the program also assists you with weatherization, minor energy-related home repairs, and emergency crises. The Department of Health and Human services program administers this program.

The LIHEAP program aims to reduce the risk of health and safety programs arising from unsafe heating and cooling situations and practices. The qualifying low-income households can get one-time financial assistance from the program to pay the heating or cooling bills.

To be eligible for receiving assistance under the program, the applicants must have an income less than 150% of the poverty level or 60% of the state median poverty level. Some states have expanded their programs to include more households and provide them with the desired assistance.

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LIHWAP - Low Income Household Water Assistance Program

LIHWAP - Low Income Household Water Assistance Program

As the name indicates, Low Income Household Water Assistance Program (LIHWAP) is for households who cannot afford to pay water bills. Households with lower incomes and high water bills can expect to receive financial assistance under the LIHWAP program. The American Rescue Plan Act (ARPA) provides funds for the LIHWAP program which in turn helps families to afford safe drinking water for them.

To be eligible for the assistance under LIHWAP program, one member of a household must be a U.S. citizen or an eligible non-citizen. The other eligibility requirements for the LIHWAP program include:

  • Income equal to or less than 150% of the federal poverty level
  • Have disconnected household services or a current outstanding bill
  • Liable for paying the water bill

As every state has its eligibility requirements, it’s better to reach out to the local LIHWAP office to know about the exact eligibility criteria. The households can receive assistance for both drinking water as well as for wastewater services.

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Public Housing Authority

Public Housing Authority

The public Housing Authority offices were established to provide safe and decent rental housing for low-income families, seniors, and people with disabilities. There are different types of public housing and many different programs to assist those in need.

On average, around 3,300 public housing authority offices are managed by the authority and there are just under 1 million households benefiting from the programs set forth by HUD’s Public Housing Program.

The U.S Department of Housing and Urban Development assists the local housing agencies by providing Federal aid. The local housing agencies then manage the resources to assist those in need of affordable housing to apply for the programs they are eligible for.

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HUD Regional Offices

HUD Regional Offices

The department of housing and urban development ( HUD ) is widely known for crafting national policies and programs for individuals and families who need housing assistance. The department assists homeless individuals, those who need housing assistance due low income, seniors, and people suffering from physical and mental disabilities. Upon verifying your information and deeming you and your family eligible, you can secure the housing unit.

HUD Divides the country into 10 different geographical areas associating a particular Regional HUD Office with each of these areas. Within each of the Regions there are also Field Offices that can assist people in need who are seeking housing assistance. Each region is under the jurisdiction of the Regional administrator. This means that the regional administrator oversees the Regional Office.

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TANF - Temporary Assistance for Needy Families

TANF - Temporary Assistance for Needy Families

The Temporary Assistance for Needy Families (TANF) offers funds to state governments and territories so that they can provide financial assistance and other crucial services to needy families. The program assists families with children whose parents are unable to fulfill their basic needs and requirements.

The primary goal of TANF is to assist needy families so that their children are fed well. The program also strives to end the dependency of parents on governments for their basic needs by promoting work, marriage, and job training.

In addition to this, the Temporary Assistance for Needy Families encourages the maintenance of two-parent families and reduces the instances of out-of-wedlock pregnancies. The state government is in charge of overseeing the type and amount of assistance payments and the range of services that will be offered to needy families under this program.

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Homeless Continuum of Care CoC

Homeless Continuum of Care CoC

HUD’s Homeless Continuum of Care Program (CoC) is a federal initiative attempting to help communities combat homelessness.  The program funds organizations that offer services to individuals and families who are homeless or at risk of homelessness.  These services include emergency shelters, transitional housing, and permanent supportive housing.  The program also provides funds for outreach and case management services, as well as prevention and rapid re-housing assistance.

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Homeless Shelter

Homeless Shelter

Homeless shelters are temporary facilities providing emergency housing and support services to people experiencing homelessness. They provide short-term or long-term housing, depending on the needs of the individuals they serve. Each shelter has its own eligibility criteria including age restrictions or gender restrictions. Additionally, some shelters are designed to service specific populations such as families with children or individuals with mental health or substance abuse issues. This assists each shelter to serve better and provide the desired assistance based on their individual needs.

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Food Bank

Food Bank

A food bank is a non-profit organization that collects, stores and distributes food to those in need. They are primarily established to help people struggling with food insecurity due to poverty, unemployment, or other financial difficulties. They provide assistance to families and individuals who are unable to afford nutritious food for themselves or their families. Moreover, the food banks not only provide food to the needy but also ensures that food is safe to consume. Affordable Housing 411 provides a comprehensive searchable online directory of Food Banks in the US.

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Food Pantry

Food Pantry

A food pantry is a food assistance program to distribute food directly to individuals and families in need. Unlike food banks, food pantries typically provide food on a smaller scale and are often run by local community groups or churches. The individuals can take fresh food home and prepare it. They provide a direct source of food assistance to individuals and families who are struggling to make ends meet. Affordable Housing 411 has compiled a database of food pantries across the United States to provide individuals and families in need with easy access to nutritious food. With a user-friendly search tool, users can locate the nearest food pantry in their area based on their location. Those inquiring need to enter their zip or city name to locate the nearest food pantrie and to fulfill their nutritional needs.

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Frequently Asked Questions

Statutory and Regulatory Authority

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Statutes

Section 202, Housing Act of 1959

  • 12 U.S.C.A. § 1701q

Section 811, National Affordable Housing Act of 1990

  • 42 U.S.C.A § 8013

Select HUD Regulations

  • 24 C.F.R. Part 247 (evictions)
  • 24 C.F.R. Part 891 (supportive housing for the elderly and persons with disabilities)

Last Updated: January 4, 2024